My Services

I serve individuals and businesses in all areas of Financial Life Planning including:

-  Cashflow planning - This is the first stage in developing a solid foundation in meeting your short and long term vision.

-  Retirement planning - Help making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Help managing assets before and during retirement. Assist in the transferring of your retirement assets when you change jobs or retire.

-  Tax management - Help making sure your portfolio is tax-efficient. Developing tax-efficient investment strategies. Referring you to qualified tax specialists.

-  Estate planning strategies - Working with estate-planning and trust specialists to help review your wills and trusts, preserve your estate for your intended heirs, establish beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.

-  Education funding - Recommending investment and accumulation strategies to help you pay for your children's education.

-  Risk management - Reviewing existing insurance policies.

-  Investments - Determining your asset-allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach your goals.

-  Employee and Executive Benefits - Helping your business attract and retain qualified employees through benefit packages.